Condo Insurance in Sarasota, FL
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Condo insurance, also referred to as HO-6 insurance, works by insuring your unit and personal belongings from covered risks and liability claims. While Florida does not require individual unit owners to carry insurance, your lender or condo association may ask you to present proof of coverage.
The cost of a condo insurance policy may be influenced by the following factors:
- Your location
- Your coverage limits
- The size and value of your unit
- Your claims history
What Does Condo Insurance Cover?
A standard condo insurance policy may cover the following:
- Dwelling coverage may cover the cost of repairing your unit after a fire, theft, vandalism or certain weather events.
- Personal property coverage may cover the repair or replacement of your appliances, clothing, electronics and furniture.
- Personal liability coverage may help pay for associated expenses if you’re liable for third-party bodily injuries or destruction of property.
- Additional living expenses coverage may cover expenses like food, shelter and other necessities if you must temporarily move out of your unit due to a covered loss.
How to Get Condo Insurance
If you’re looking for condo insurance in Sarasota, FL, contact Beck Insurance Group today to request a personalized quote.